Question

Which of the following coverage limits does not have special theft-only limits?

A) Coverage A - Dwelling
B) Coverage B - Other Structures
C) Coverage C - Personal Property
D) Coverage D - Loss of Use

Answer 1

Coverage A - Dwelling does not have special theft-only limits as it is concerned with the physical structure of the home, not personal property.

Step-by-step explanation:

The coverage limit that does not have special theft-only limits is Coverage A - Dwelling. Coverage A pertains to the structure of the home itself and generally does not include theft-only limits because it covers damages to the physical structure. Coverage B covers other structures on the property such as fences and sheds, Coverage C covers personal property which can include theft, and Coverage D covers the additional living expenses or loss of use if the home is uninhabitable due to a covered loss. Theft-only limits are typically associated with coverage for personal property, not the dwelling itself.