Final answer:
The two flood insurance programs that are available are the National Flood Insurance Program (NFIP) and the Private Flood Insurance Program.
Step-by-step explanation:
The two flood insurance programs that are available are the National Flood Insurance Program (NFIP) and the Private Flood Insurance Program. The National Flood Insurance Program (NFIP) is a federal program that provides flood insurance to homeowners, renters, and business owners.
It is administered by the Federal Emergency Management Agency (FEMA). The Private Flood Insurance Program, on the other hand, is offered by private insurance companies and provides coverage for flood damage.