Final answer:
The Windstorm Underwriting Association may use location and proximity to water bodies and previous insurance claims history to determine if a property is insurable.
Step-by-step explanation:
The Windstorm Underwriting Association may use the location and proximity to water bodies and the previous insurance claims history to determine if a property is insurable.
The location and proximity to water bodies is important because properties located in areas prone to windstorms and hurricanes are considered higher risk.
The previous insurance claims history is also relevant as properties with a history of frequent claims may be deemed too risky to insure.