Question

Which of the following would result in a denial of workers' compensation benefits?

(A) An employee is injured on her way home from work while dropping mail off at the post office at the request of her employer.

(B) An office worker works overtime at the request of her employer, and upon leaving for the evening at 9:00 p.m. she is attacked and mugged in the company parking lot as she is getting into her car.

(C) An employee who intentionally injures himself in order to collect disability benefits.

(D) A UPS delivery driver stops off for a hamburger at McDonalds and while crossing the street to get back in his van is hit by a car, causing extensive injuries.

Answer 1

The scenario most likely to result in the denial of workers' compensation benefits is an employee intentionally injuring himself to collect disability benefits, as workers' compensation is not intended for fraudulent claims.

Step-by-step explanation:

Denial of Workers' Compensation Benefits

The scenario that would most likely result in a denial of workers' compensation benefits is (C) An employee who intentionally injures himself in order to collect disability benefits. Workers' compensation insurance is designed to provide benefits to workers who suffer an injury on the job, and employers contribute to state-run funds for this purpose. However, it is important to note that receiving benefits fraudulently, such as by intentionally harming oneself, goes against the principles of these programs and would lead to a denial of benefits and possibly legal consequences. In contrast, scenarios (A), (B), and (D) describe situations where the employees are performing duties related to their employment or are victims of unforeseeable circumstances while at work or performing work-related tasks, which would typically be covered by workers' compensation insurance.

In the context of mapping individual dependability on government support, there are patterns of disability across the US showing that cultural practices and economic conditions are pivotal factors. Employment in physically demanding and dangerous jobs like mining or factory work could predict worker disability, linking the environment and nature of work to injury and consequent compensation claims.

Workman's compensation insurance is a vital safety net for employees injured on the job; however, fraudulent claims, unhealthy lifestyles, and dangerous working conditions can jeopardize both the individuals and the system designed to protect them.