Question

Your insured, a roofing contractor, is putting a new flat roof on a building and one of the insured's employees accidentally tips a bucket of tar off of the side of the roof. It falls thirty feet onto a car that is parked on the side of the building below. When the claim for property damage comes in, what kind of claim is it, and what kind of policy will respond?

(A) An operations claim to be addressed by the insured's General Liability policy.

(B) A completed operations claim filed under the insured's General Liability policy.

(C) A claim filed under a Performance Bond provided to the property owner.

(D) An automobile property damage claim to be addressed by the Insured's Business Auto policy.

Answer 1

The claim for property damage caused by the bucket of tar falling onto the car is an operations claim that will be addressed by the insured's General Liability policy.

The answer is option ⇒a

Step-by-step explanation:

The claim for property damage resulting from the bucket of tar falling onto the car is an operations claim that will be addressed by the insured's General Liability policy.

A General Liability policy provides coverage for property damage or bodily injury that occurs during the insured's normal business operations. In this case, the property damage was caused by an employee's actions while performing roofing work.

Therefore, option (A) - An operations claim to be addressed by the insured's General Liability policy - is the correct answer.