Final answer:
The duty of an insured following a loss includes giving prompt notice of loss to the insurer, which helps initiate the claims process and investigation.
Step-by-step explanation:
The duties of an insured following a loss generally include a range of actions that help to ensure that the insurance claim is processed effectively and efficiently. One of these duties is (B) Giving prompt notice of loss to the insurer. This means the insured must notify their insurance company as soon as possible after a loss occurs. This allows the insurance company to start the claims process, conduct an investigation if necessary, and take steps to mitigate further losses. Other duties may include making a record of all damaged property, but stopping premium payments or reporting to the police are not inherent duties of the insured unless the nature of the loss specifically requires it, such as in the case of theft.