Final answer:
The development of student housing in the watershed can have negative effects on the stream, including destabilization of stream banks, disruption of aquatic insect habitats, and changes in fish diversity.
Step-by-step explanation:
The development of student housing in the watershed can have negative effects on the stream. When student housing is built near a stream, it can lead to destabilization of stream banks, which can result in erosion and sedimentation in the water. This can have a negative impact on aquatic insects, as changes in water chemistry and silt loads can disrupt their habitats and food sources.
In addition to the development of student housing, urban areas in general can also affect the diversity of fish in streams. Urbanization can lead to habitat destruction, pollution, and changes in water flow, which can negatively impact fish populations. Some fish species may be more tolerant to these changes and may be selected for in urban streams, while others may decline or even become extinct.
In summary, the development of student housing in the watershed can negatively affect the stream by destabilizing stream banks and disrupting the habitats of aquatic insects. Urban areas in general can also have negative effects on fish diversity in streams.