Final answer:
The student's question appears to be related to the minimum deposit period required for bank savings products like CDs. The deposit must remain in the CD for the full term agreed upon (ranging from a few months to several years) to avoid early withdrawal penalties and to earn a higher interest rate than regular savings accounts.
Step-by-step explanation:
The question seems to be inquiring about the time required to deposit money in a bank product like a certificate of deposit (CD), which typically has a fixed term ranging from a few months to several years. For CDs, the savings must be deposited and left untouched in the account for the agreed-upon term, which can range from as short as 2 days to as long as several years, depending on the CD product chosen. The bank compensates depositors with a higher interest rate for keeping their deposits in a CD for a longer period, compared to a regular savings account. However, if the depositor withdraws the funds before the maturity date, they will incur a substantial penalty for early withdrawal.