Final answer:
Under the Equal Credit Opportunity Act, child support payments may not be included for the purpose of qualifying the borrower's income.
Step-by-step explanation:
Under the Equal Credit Opportunity Act, child support payments may not be included as a source of income for the purpose of qualifying the borrower's income. The act prohibits creditors from using factors such as gender, race, ethnicity, and age in making decisions regarding the extension of credit. It ended the common practice of lenders refusing to loan money to married women independently of their husbands or considering only the husband's income when extending credit to a family.