Final answer:
The correct answer to the question is A. Truth in Lending Act (TILA). This act requires lenders to provide clear and standardized information to borrowers to facilitate comparisons of lending terms.
Step-by-step explanation:
The High Priced Lending Act referred to in the question is actually not a formal name for any particular law. However, it seems to be a colloquial reference to regulations put in place to protect consumers in financial markets, possibly dealing with the high interest rates and fees associated with lending. The proper name of the act that regulates the disclosure of lending terms is the Truth in Lending Act (TILA). This act requires lenders to provide borrowers with clear and standardized information so that they can compare lending terms.
The other laws mentioned in the choices, such as the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Real Estate Settlement Procedures Act (RESPA), and the Fair Credit Reporting Act (FCRA), serve different purposes. Dodd-Frank aims to reduce risks in the financial system; RESPA deals with real estate transactions and settlements; and FCRA regulates the collection of credit information and access to credit reports.