Question

What perils are insured against under the "additional coverages - property removed" of a homeowners policy?

Option 1: Fire and lightning.
Option 2: Theft and vandalism.
Option 3: Wind and hail damage.
Option 4: Earthquake and flood damage.

Answer 1

The perils insured against under the 'additional coverages - property removed' of a homeowners policy can include fire and lightning, theft and vandalism, wind and hail damage, and sometimes earthquake and flood damage.

Step-by-step explanation:

The perils insured against under the "additional coverages - property removed" of a homeowners policy can vary depending on the specific policy and coverage options selected by the homeowner. However, common perils that are often covered include fire and lightning, theft and vandalism, wind and hail damage, and in some cases, earthquake and flood damage. These additional coverages are meant to protect the homeowner's property that has been temporarily removed from the premises, such as when moving or storing belongings off-site.