Question

If an employee loses employment, how long does the employee have to apply for COBRA (continuation of coverage)?

A) 30 days
B) 45 days
C) 60 days
D) 90 days

Answer 1

When an employee loses employment, they typically have 60 days to apply for COBRA (continuation of coverage).

Step-by-step explanation:

When an employee loses employment, they typically have 60 days to apply for COBRA (continuation of coverage). COBRA is a federal law that allows employees to extend their health insurance coverage for a certain period of time after leaving their job.

During this 60-day period, the employee should receive a COBRA election notice from their employer, which explains their rights and options for continuing their health insurance coverage. It is important for the employee to carefully review this notice and take action within the specified timeframe.

For example, if an employee loses their job on January 1st, they would generally have until March 1st to apply for COBRA.