Final answer:
A client's Open Enrollment is typically triggered by a new job offer, although other qualifying life events like marriage, divorce, or a significant birthday could also initiate a Special Enrollment Period for health insurance.
Step-by-step explanation:
The event that typically triggers a client's Open Enrollment period is D) New job offer. Open Enrollment is a specific time when an individual can enroll in or make changes to their health insurance plan; it often occurs once a year. However, certain life events, known as qualifying life events, can initiate a Special Enrollment Period outside the regular Open Enrollment period.
Examples of qualifying life events include:
- B) Marriage
- C) Divorce
- A) Birthday (if it coincides with aging out of a parent's plan)
It is important to note that getting a new job may allow an individual to enroll in their employer's health plan outside of the typical Open Enrollment period.