Question

Someone who is not drawing a monthly Social Security check will have their Medicare coverage start automatically when they turn 65.

A) True
B) False

Answer 1

It is false that Medicare coverage will start automatically for someone not drawing a monthly Social Security check when they turn 65; such individuals need to proactively enroll in Medicare.

Step-by-step explanation:

The statement that Medicare coverage will start automatically for someone who is not drawing a monthly Social Security check when they turn 65 is false. Typically, Medicare enrollment is indeed automatic for those already receiving Social Security benefits prior to reaching age 65.

However, if a person is not receiving Social Security benefits, they need to proactively enroll in Medicare. It's essential for individuals approaching 65 to be aware of their enrollment period and to sign up for Medicare Part A and Part B if they are not automatically enrolled.

This proactive step is crucial because missing the initial enrollment period can lead to delayed coverage and potential penalties. The aging population and increasing reliance on programs like Social Security and Medicare underscore the importance of understanding how these benefits work and how to adequately prepare for retirement healthcare needs.