Final answer:
The borrower is ultimately responsible for ensuring that they receive a CD, which serves as evidence of a financial agreement between the borrower and the lender.
Step-by-step explanation:
Who is ultimately responsible for ensuring that the borrower receives a CD? The answer is D) Borrower.
A Certificate of Deposit (CD) is a document that serves as evidence of a financial agreement between a borrower and a lender. The borrower is responsible for ensuring that they receive the CD, which outlines the terms and conditions of the loan. This allows the borrower to have a record of their agreement and protects their rights as a borrower.
The lender, title company, and real estate agent play important roles in the loan process, but their responsibilities may not include ensuring that the borrower receives the CD directly. It is ultimately the borrower's responsibility to obtain this document.