Final answer:
The issue not reported with zero clearance fireplaces is B.'Limited installation options'. These fireplaces are known for their versatile installation capabilities, while the other issues listed are actual concerns and require proper installation and maintenance.
Step-by-step explanation:
The question pertains to the issues associated with zero clearance fireplaces. Among the problems listed, B) Limited installation options is not reported as an issue with zero clearance fireplaces. These types of fireplaces are actually known for their versatile installation possibilities because they can be installed directly against combustible materials without requiring a large amount of space. Therefore, the correct answer to the problem not associated with zero clearance fireplaces is Limited installation options.
The other issues, including A) Fire hazards, C) Structural damage, and D) Draft problems are real concerns reported with the use of zero clearance fireplaces. It is essential to acknowledge the importance of proper installation and maintenance to minimize these risks, and the use of efficient devices like wood stoves can help prevent the loss of heat through chimneys.