Final answer:
VA Loans are mortgage loans available for military service members, veterans, and eligible surviving spouses, often with better terms than traditional mortgages.
Step-by-step explanation:
The mortgage loan that fits the given description is VA Loans. VA Loans are mortgage loans available for military service members, veterans, and eligible surviving spouses. They often come with better terms than traditional mortgages. VA Loans are backed by the Department of Veterans Affairs (VA) and offer benefits such as lower interest rates, flexible qualification requirements, and no down payment options for eligible borrowers.