Final answer:
Mrs. White's attitude, circumstances, and the setting create a problem for her and Mr. White at the end of the story, leading to tragic consequences. The setting adds to the suspense by foreshadowing danger and creating a sense of unease.
Step-by-step explanation:
The story's setting at the end appears to be some kind of a hotel or business. Mrs. White's attitude and circumstances create a problem for both her and Mr. White at the end of the story. Her attitude is one of desperation and desperation can cloud judgment, leading her to make impulsive and reckless decisions. Her circumstances, specifically the death of their son and her desire to bring him back to life, drive her to make a wish on the monkey's paw, which ultimately leads to tragic consequences.
The setting adds to the suspense in the story. The rural and threatening setting at the beginning of the story foreshadows the potential danger and conflict that will arise. The stormy and gloomy setting at the end of the story creates a sense of unease and tension, reflecting the growing suspense as the consequences of the wish unfold.