Final answer:
Foam with a low density is the most suitable material for a personal floatation device because it is less dense than water, helping to ensure buoyancy and effective flotation.
Step-by-step explanation:
When designing a personal floatation device (PFD), the material chosen should enable the device to keep an individual afloat in water. Hence, the most suitable material would be foam with a low density, as its density is less than that of water, providing buoyancy without adding excessive weight. The concept of density is critical in this context because a material with a lower density than the water will result in the PFD floating, thereby saving lives during a disaster at sea. Materials such as lead, cotton fabric, and steel are not appropriate choices for a PFD because of their high densities, which would cause them to sink when placed in water, thus failing to serve the crucial function of a life vest.