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Bill invests $11,986 into a simple interest account that yields 4.26% interest annually. How much total money will Bill have in the account after 22 years?

User Svend
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Final answer:

Using the simple interest formula, after 22 years Bill will have a total of $23,247.99 in his account from an initial investment of $11,986 at a 4.26% annual interest rate.

Step-by-step explanation:

To calculate the total money Bill will have in his account after 22 years from a simple interest investment, we can use the simple interest formula:

I = Prt

where:

  • I is the interest,
  • P is the principal amount ($11,986),
  • r is the annual interest rate (4.26%),
  • t is the time in years (22).

Firstly, convert the annual interest rate from a percentage to a decimal:

r = 4.26/100 = 0.0426

Now calculate the interest earned over 22 years:

I = 11986 × 0.0426 × 22

I = $11,261.99

To find the total money accumulated, add the interest to the principal:

Total = P + I

Total = $11,986 + $11,261.99

Total = $23,247.99

Therefore, after 22 years, Bill will have $23,247.99 in his account.

User Matt Hammond
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