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A savings account earns 2.3% compounded monthly. If Mary deposits $2500, how much (in dollars) will he have in 4 years?

a) $2655.70
b) $2645.80
c) $2620.35
d) $2578.45

User Zolt
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1 Answer

3 votes

Final answer:

Mary will have approximately $2,655.70 in 4 years.

Step-by-step explanation:

To find out how much money Mary will have in 4 years, we can use the formula for compound interest:

A = P(1 + r/n)^(nt)

Where:

  • A is the amount of money after the specified time period
  • P is the principal amount (initial deposit)
  • r is the annual interest rate (in decimal form)
  • n is the number of times the interest is compounded per year
  • t is the time period in years

Given:

  • P = $2500
  • r = 2.3% = 0.023
  • n = 12 (compounded monthly)
  • t = 4

Using the formula, we can calculate the amount:

A = 2500(1 + 0.023/12)^(12*4)

A ≈ $2,655.70.

User RevNoah
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