Final answer:
The details about the tax-collector's home in paragraph three contribute to the understanding of "Refusal" through the element of Setting.
Step-by-step explanation:
The details about the tax-collector's home in paragraph three contribute to the understanding of "Refusal" through the element of Setting. The description of the tax-collector's home helps to create a specific atmosphere and mood, which in turn enhances the themes and emotions of the story. By providing visual and sensory details, the setting adds depth and context to the narrative, allowing readers to better connect with the characters and their experiences.