Final answer:
To find out how much money Raya needs to be paid back in full, we subtract the amount Sioux has already paid back from the total amount borrowed.
Step-by-step explanation:
To find out how much money Raya needs to be paid back in full, we need to subtract the amount Sioux has already paid back from the total amount borrowed.
Sioux borrowed $37 and pays back $20, so to find how much money is still owed, we subtract $20 from $37.
The remaining amount that Raya needs to be paid back is $17, so the correct option is d) 17.