Final answer:
Dun & Bradstreet provides credit ratings, assessing the creditworthiness of borrowers, which help banks determine lending risk. They do not offer consumer reviews, legal advice, or market analysis. Instead, their ratings are based on a borrower's credit history and financial stability.
Step-by-step explanation:
Rating agencies such as Dun & Bradstreet (D&B) specialize in providing b) Credit ratings, which are assessments of the creditworthiness of borrowers. These ratings are crucial for banks and financial institutions as they determine the risk associated with lending money to individuals and businesses. Credit ratings are based on a thorough analysis of a borrower's credit history, which includes past borrowing and repayment records, often reflected in credit card repayments, savings, and other investments. Agencies like Standard & Poor's and Moody's are known for such evaluations, which help lenders gauge the likelihood of being repaid and thus influence the interest rates offered to borrowers.
It is important to note that D&B does not provide consumer reviews, legal advice, or market analysis, which are outside the scope of its services. Typically, consumer reviews are found on platforms dedicated to evaluating products or services, like Consumer Reports or Yelp. Legal advice is offered by legal professionals or law firms, and market analysis is generally provided by research firms or financial analysts.