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What is present value of an asset that yields $500.00 in five years and $1000.00 in 10 years if the discount rate is 6%?

A.$ 9466.27
B.$ 932.02
C.$ 373.63
D.$ 56.78

User Nsimeonov
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1 Answer

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Final answer:

The present value of an asset that yields $500 in five years and $1000 in ten years at a 6% discount rate is calculated using the present value formula. After computing each cash flow separately, their present values are summed to yield a total present value of $932.02.

Step-by-step explanation:

The present value of an asset is the current worth of a future sum of money, given a specified rate of return. To calculate the present value of cash flows $500.00 in five years and $1000.00 in ten years with a discount rate of 6%, we use the formula:


PV = FV / (1 + r)^n

Where:

  • PV is the present value
  • FV is the future value of the money
  • r is the discount rate
  • n is the number of years until the payment is received

For the $500.00 due in five years:

PV = $500.00 / (1 + 0.06)^5

For the $1000.00 due in ten years:

PV = $1000.00 / (1 + 0.06)^10

Now, calculating these:

PV = $500.00 / (1.3382) = $373.63

PV = $1000.00 / (1.7908) = $558.39

The total present value is the sum of both these present values:

Total PV = $373.63 + $558.39 = $932.02

Therefore, the correct answer is B. $932.02.

User Sudar
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