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Cliff (W-2 wages: $16,228) and Deb (W-2 wages: $2,600) send their daughter Julia (born 10-1-2011) to daycare while they both worked. They paid $200 per month for daycare. They are filing MFJ. They can claim the credit for child and dependent care expenses.

User AceBox
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It is a true statement that they can claim the credit for child and dependent care expenses.

The credit is a tax benefit provided by the IRS to help eligible taxpayers offset the costs incurred for the care of their dependents while they work or seek employment.

Total eligible expenses = Monthly daycare cost * Number of months

= $200 * 12

= $2,400

The allowable expenses must be capped at the lower of:

  • Total eligible expenses ($2,400).
  • The lower-earning spouse's income ($2,600 for Deb).

So, their allowable expenses are $2,400.

We must calculate percentage based on their adjusted gross income to calculate the child and dependent care credit.

The credit percentage decreases as AGI increases, but for an AGI of $16,228, we will use the maximum credit rate of 35%.

Child and dependent care credit = Allowable expenses x Credit percentage

= $2,400 x 35%

= $840

So, they can claim a child and dependent care credit of $840 on their tax return.

The full question is:

Cliff (W2 wages: $16,228) and Deb (W2 wages: $2,600) send their daughter Julia (born 10-1-2006) to daycare while they both worked. They paid $200 per month for daycare. They are filing MFJ. They can claim the credit for child and dependent care expenses. True or False

User Nelson Sequiera
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