Final answer:
The exact number of years that the insurance department may use to deny an agent's license without a hearing for a previously denied application can vary and is determined by specific local regulations.
Step-by-step explanation:
The specific duration after which an insurance department may deny an agent's license application without a hearing, if the applicant has had a previous license application denied for cause, can vary depending on the regulations set by the governing body or law in a particular jurisdiction.
To find the exact number of years for this rule, you would need to consult the regulations of the insurance department relevant to your location or the location where the license is being applied for. Typically, this type of regulation is designed to prevent individuals from repeatedly applying for a license after being deemed unfit for such a license for serious reasons, often including fraudulent activities, misrepresentation, or other legal violations in the field of insurance.
It is important for insurance agents to understand and comply with these regulations to maintain their eligibility for licensure.