Final answer:
The statement is false because Part D of a personal auto policy excludes personal property like tapes, records, and discs, and only covers the vehicle and permanently installed equipment.
Step-by-step explanation:
The statement is false. Part D of a personal auto policy, which is also known as the coverage for damage to your auto, specifically excludes coverage for personal property such as tapes, records, and discs. These items are not covered when they are not permanently installed in the covered auto.
The policy typically covers the vehicle itself and permanently installed equipment, but personal effects are usually the responsibility of the owner to insure separately. It's important to review your auto policy or speak with your insurance representative to understand the specifics of what is and isn't covered.