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Under the homeowners policy, medical payments to others applies to expenses that are incurred within ___ years of an accident.

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Final answer:

Medical payments to others under a homeowners policy cover medical expenses incurred within 3 years of an accident. This provides ample time for claims to be made and paid out, even for injuries that manifest later.

Step-by-step explanation:

Under the homeowners policy, medical payments to others coverage applies to expenses that are incurred within 3 years of an accident. This coverage is designed to handle payments for medical expenses if someone is injured on your property, irrespective of who is at fault. The time frame for medical expenses coverage is set to ensure that there is enough time to file claims and pay out for injuries that might not be immediately evident.

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