Final answer:
The overturning of a vehicle is covered under Comprehensive insurance, which is part of auto insurance that covers non-collision-related damages, playing a crucial role in managing the financial risks associated with vehicle damage.
Step-by-step explanation:
The upset or overturn of a vehicle is covered under Comprehensive insurance. This type of insurance is designed to pay for damages to your vehicle not caused by a collision with another vehicle, such as fire, theft, vandalism, and natural disasters. Comprehensive insurance would also come into play if your car were to overturn.
In an accident scenario, the costs associated with car damage can be significant. Auto insurance serves as a financial safety net, distributing the risk of these expenses among all policyholders, as it is with our example of 100 drivers incurring various levels of damages. Without such insurance, drivers would have to shoulder the full cost of repairs or replacement, making insurance markets essential for managing these unpredictable expenses.