Final answer:
No, it is not necessary to prove intent to establish negligence in liability insurance.
Step-by-step explanation:
Negligence in the context of liability insurance refers to a failure to exercise the degree of care that a reasonable person would exercise in similar circumstances. In the realm of insurance, particularly liability insurance, negligence is a crucial concept as it often determines whether an individual or entity is covered for damages resulting from their actions or inactions.
In establishing negligence in liability insurance, the claimant does not need to prove that the act was intentional. Negligence can be proven without showing intent. Negligence is a failure to exercise the level of care that a reasonable person would in similar circumstances, regardless of intent.