Final answer:
An insured's camera that is stolen by a visitor would be covered under the homeowner's policy.
Step-by-step explanation:
The statement is True. An insured's camera that is stolen by a visitor would be covered under the homeowner's policy. Homeowner's insurance typically includes coverage for personal property, which can include items like cameras.
When a camera is stolen by a visitor, it is considered a theft, and most homeowner's policies provide coverage for theft. However, it is essential to review the specific terms and conditions of the homeowner's policy to determine the extent of coverage.
For example, some policies may have limits on the amount of coverage for personal property, and certain high-value items like expensive cameras may require additional coverage or may have a separate policy altogether.