Final answer:
Bodily injury coverage does not include breach of contract but is designed to cover medical expenses from physical harm. A breach of contract is a legal issue that is addressed separately through the legal system to enforce contractual obligations.
Step-by-step explanation:
No, bodily injury coverage typically does not include a breach of contract. Bodily injury coverage is a type of insurance policy that pays out when medical expenses are incurred due to an injury caused by the policyholder. Examples of when it pays out include situations where the policyholder's car causes damage to others resulting in injuries or when there is an accident that involves the policyholder resulting in physical harm.
A breach of contract is a legal issue that occurs when one party in a contract fails to fulfill its obligations as outlined in the agreement. This could involve noncompliance with an employment agreement, such as failure to pay for services rendered, as in the case with a surgeon not receiving payment for their work. In these instances, the injured party (the surgeon) would need to seek recourse through the legal system to enforce the contract and obtain payment.
Using insurance to address contractual issues is not typical because insurance policies such as those for bodily injury are designed to provide financial protection against physical harm, not financial losses or damages resulting from contractual disputes. For breaches of contract, the affected party may need to seek restitution through the courts or other dispute resolution methods.