Final answer:
Underinsured motorists coverage protects the insured when the other driver's car has inadequate bodily injury coverage.
Step-by-step explanation:
Underinsured motorists coverage protects the insured when the other driver's car has inadequate bodily injury coverage. This statement is true. Underinsured motorists coverage is an optional insurance coverage that provides protection if you are involved in an accident with a driver who does not have enough insurance to cover your medical expenses. It helps fill the gap when the other driver's liability coverage is insufficient to cover your injuries.