Question

Does an HO₃⁻ policy provide coverage against damage caused by falling objects?

1) Yes
2) No

Answer 1

An HO₃⁻ policy generally provides coverage against damage caused by falling objects.

Step-by-step explanation:

An HO₃⁻ policy, also known as a homeowners insurance policy, generally provides coverage against damage caused by falling objects. This coverage typically includes protection against damage caused by falling trees, branches, and debris such as satellite dishes or other structures.

For example, if a tree falls on a house and causes damage, an HO₃⁻ policy would typically cover the cost of repairs or replacement.

It is important for homeowners to review their specific policy to understand the coverage limits and exclusions that may apply.