Final answer:
Eligibility for coverage under Coverage B for a detached garage storing commercial equipment depends on the insurance policy's terms. Generally, Coverage B includes structures like detached garages unless used for commercial purposes, which might require additional endorsements.
Step-by-step explanation:
Whether a detached garage that is used to store commercial equipment qualifies for coverage under Coverage B - Other Structures of dwelling insurance forms depends on the specific terms and conditions of the insurance policy in question. Typically, Coverage B is intended for structures that are separated from the dwelling by clear space or connected only by a fence, utility line, or similar connection. The coverage typically includes sheds, detached garages, and other outbuildings, but there are often exclusions or limitations for structures used for commercial purposes.
To determine eligibility for coverage, it's imperative to review the insurance policy's declarations and conditions sections. Policies may exclude structures used for commercial purposes, or they may require additional endorsements to extend coverage to such structures. It is advised to consult with an insurance agent or representative to clarify coverage for a detached garage storing commercial equipment.