Final answer:
Bodily injury claims do include loss of earnings. Workman's compensation insurance ensures that employees receive benefits for injuries that include compensation for lost income due to the inability to work.
Step-by-step explanation:
Bodily injury claims may indeed include loss of earnings. When an individual is injured, especially in the context of a workplace injury, the compensation for such injuries may encompass various types of losses. Workman's compensation insurance is a system in place that ensures employees who are injured on the job receive benefits. One of the forms of compensation covered by these benefits can be the loss of earnings due to the inability to work. Loss of earnings refers to the money an employee would have earned if they were not injured.
When it comes to insurance and claims, the principle behind 'It Pays Out When...' is that an insurance policy covers certain events that result in a financial loss to the insured party. Physical injuries that lead to a loss of earnings fall under such a category, making the statement true.