Final answer:
Without knowing the specific terms of the policy or how it interacts with age, it's impossible to determine precisely what the individual will receive. However, the age for receiving full Social Security benefits is 67 for those born after 1959.
Step-by-step explanation:
The situation described involves someone who was 40 years old when they got an insurance policy and is now 43 but was mistakenly thought to be 45. The details provided involve Social Security and insurance policies, suggesting the subject may concern an insurance benefit or Social Security benefits calculation based on age. However, due to the lack of clarity on specifics about the policy conditions or Social Security rules directly related to the person's age, we cannot determine what he will receive without additional information about the policy terms or the relevant Social Security provisions.
If we are dealing with Social Security, the age at which the qualified worker or dependent parent will receive monthly benefits depends on the year they were born. As legislation stands, the full retirement age for Social Security benefits has been increased from 65 to 67 for workers born after 1959. Additionally, under certain circumstances, survivors of qualifying workers, which can include spouses and dependent parents, may also claim benefits. If this situation concerns an insurance policy, the benefit would depend on the terms specified within the policy itself and isn't directly determined by misstated ages.