Question

What is the requirement for restricting physical access to cardholder data?

1) Requirement 1: Install and maintain a firewall configuration to protect cardholder data
2) Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters
3) Requirement 3: Protect stored cardholder data
4) Requirement 4: Encrypt transmission of cardholder data across open, public networks
5) Requirement 5: Use and regularly update anti-virus software
6) Requirement 6: Develop and maintain secure systems and applications
7) Requirement 7: Restrict access to cardholder data by business need-to-know
8) Requirement 8: Assign a unique ID to each person with computer access
9) Requirement 9: Restrict physical access to cardholder data
10) Requirement 10: Track and monitor all access to network resources and cardholder data
11) Cannot be fixed

Answer 1

The requirement for restricting physical access to cardholder data is Requirement 9, entailing secure physical controls. Individuals can extend this security by using strong passwords, anti-virus software, and being aware of their online privacy and security. These practices help protect against identity theft and data breaches.

Step-by-step explanation:

The requirement for restricting physical access to cardholder data is Requirement 9: Restrict physical access to cardholder data. To protect such sensitive information, measures such as secure facilities, locked rooms, and limited access to systems containing card data are essential. For individuals, this can extend to protecting personal belongings such as credit and debit cards, securing mailboxes, and using strong, unique passwords and PINs.

Furthermore, individuals should use anti-virus software on their computers and notify banks promptly upon changes in address or phone. Understanding and exercising privacy rights, reading privacy policies, providing only necessary information, questioning the data collection process, and monitoring credit history are crucial for maintaining online privacy and security.

Actions like enabling two-factor authentication, creating stronger passwords, and staying educated on scam avoidance also contribute significantly to securing personal and financial data both for individuals and within corporate or governmental entities.