Question

If an individual that is expected to have extensive technical knowledge or training in a particular area of expertise, makes a mistake while working and injures someone physically, What type of liability protection would that person need?

1) Professional liability insurance
2) General liability insurance
3) Product liability insurance
4) Workers' compensation insurance

Answer 1

If an individual with technical knowledge or training injures someone while working, they would need professional liability insurance.

Step-by-step explanation:

If an individual that is expected to have extensive technical knowledge or training in a particular area of expertise makes a mistake while working and injures someone physically, they would need professional liability insurance. Professional liability insurance, also known as errors and omissions (E&O) insurance, is designed to provide protection for professionals in case they make a mistake or are negligent in their professional duties. This type of insurance can cover legal fees, settlements, and judgments if a professional is found liable for causing harm or damage.