Final answer:
When an insurer and an insured have a dispute regarding the amount of the damage, they can try to negotiate and provide evidence to support their claims. If no agreement is reached, legal action can be taken.
Step-by-step explanation:
When an insurer and an insured have a dispute regarding the amount of the damage, the process typically involves negotiations and potentially, legal action. The insurer and insured may try to resolve the dispute through discussions and presenting evidence to support their claims. If an agreement cannot be reached, either party may choose to file a lawsuit and let a court decide the appropriate amount of damages.