Final answer:
Long-term care coverage would be most appropriate for an individual who needs custodial care at home. This statement is true.
Step-by-step explanation:
Long-term care coverage would be most appropriate for an individual who needs custodial care at home. This statement is true.
Custodial care refers to non-medical assistance with daily activities such as bathing, dressing, eating, and using the restroom. Medicare, the federal health insurance program in the United States for people aged 65 and older, does not usually cover custodial care. However, long-term care insurance can help cover the costs of custodial care at home.
For example, if an elderly individual needs help with bathing, dressing, and household chores but does not require medical treatment, long-term care coverage can provide support to cover the costs of a home health aide or a caregiver.