Question

Part A hospital expense coverage provided under Medicare is automatically made available to each of the following EXCEPT?

1) Individuals aged 65 and older
2) Individuals with certain disabilities
3) Individuals with end-stage renal disease
4) Individuals with private health insurance

Answer 1

Medicare Part A does not automatically cover individuals with private health insurance; it's made available based on age, disability, and specific conditions like end-stage renal disease.

Step-by-step explanation:

Part A hospital expense coverage under Medicare is not automatically available to individuals simply because they have private health insurance. Medicare Part A is designed for those who meet specific criteria:

1. Individuals aged 65 and older
2. Individuals with certain disabilities
3. Individuals with end-stage renal disease

Medicare coverage is independent of whether a person has private health insurance. It is a government health program established in 1965 to help citizens 65 and older, and significantly expanded to cover other groups like the disabled and those with end-stage renal disease.