Final answer:
A surcharge is applied when a driver accumulates 6 points or more. Points are typically assigned to drivers for traffic violations, and when a driver reaches a certain number of points, a surcharge is added to their insurance premium.
Step-by-step explanation:
A surcharge is applied when a driver accumulates 6 points or more. In the context of driving, points are typically assigned to drivers for traffic violations. When a driver reaches a certain number of points, a surcharge is added to their insurance premium.
For example, if a driver accumulates 6 points, they may be subject to a surcharge of $100 per year for 3 years.