Final answer:
Government-backed loans are offered by agencies like the FHA, DVA (VA), and Cal-Vet, as well as state, county, or city-backed subsidized loan programs.
Step-by-step explanation:
Government-backed loans include those loans offered by:
- The Federal Housing Administration (FHA)
- The Department of Veterans Affairs (DVA) - sometimes simply referred to as VA
- The California Department of Veterans Affairs (Cal-Vet)
- Other state, county or city-backed subsidized loan programs
These loans are backed by the government and provide support for individuals who may not otherwise be eligible for homeownership or other types of loans.