Final answer:
To obtain an adjuster license, an applicant must file a surety bond with the superintendent, but the amount is not provided. One must refer to state laws for the exact bond required. The context provided about insurance premiums is an example of how insurance companies calculate the necessary revenue to cover claims.
Step-by-step explanation:
The question pertains to the prerequisites for obtaining an adjuster license, specifically the requirement of filing a surety bond with the superintendent. Although the bond amount is not specified in the question, the context provided involves the calculation of insurance premiums. For example, if an insurance company has 100 drivers each paying a $1,860 premium annually, it will collect $186,000, which is used to cover the expected costs of accidents within that group. To answer the original question, the specific bond amount required would typically be set by state law or regulation, and that information should be obtained from the respective state's department of insurance or regulatory authority.