Question

When comparing an HMO to a PPO, which of the following is true about the PPO?

1) The PPO always requires service in a network
2) The PPO provides a greater choice of providers
3) The PPO always requires a referral to specialists
4) The PPO is a prepaid medical service plan

Answer 1

The PPO provides a greater choice of providers compared to an HMO.

Step-by-step explanation:

When comparing an HMO to a PPO, it is true that the PPO provides a greater choice of providers compared to an HMO. In a PPO (Preferred Provider Organization), you can visit both in-network and out-of-network providers, although you may have to pay more for out-of-network care. This flexibility allows you to choose from a wider range of doctors, hospitals, and specialists.