Question

Coverage is limited for vision and dental insurance in all of the following ways, EXCEPT?

1) Limited coverage for preventive services
2) Limited coverage for major services
3) Limited coverage for orthodontic services
4) No coverage for vision and dental services

Answer 1

The correct answer is 4) No coverage for vision and dental services. Vision and dental insurance provides coverage for limited preventive services, limited coverage for major services, and limited coverage for orthodontic services.

Step-by-step explanation:

The correct answer is 4) No coverage for vision and dental services.

This means that vision and dental insurance provides coverage for limited preventive services, limited coverage for major services, and limited coverage for orthodontic services. However, it does not provide any coverage for vision and dental services.

For example, a vision and dental insurance plan may cover routine cleanings and exams as preventive services, but may only offer partial coverage for more extensive procedures such as fillings or root canals. Orthodontic services, such as braces, may also have limited coverage, typically with a maximum lifetime benefit.