Final answer:
Real estate may be valued annually among the given options. Stocks typically have the highest average return over time compared to bonds and savings accounts, due to their potential for growth and higher volatility. High risk does not intrinsically mean low returns; it implies a chance for higher returns as a trade-off for the increased risk.
Step-by-step explanation:
The question relates to the annual valuation of different types of investments and which among them are typically valued on an annual basis. Out of the options provided, real estate is the type of investment that may be valued annually. Real estate values can fluctuate based on market conditions, but property owners or assessors often estimate the value of real estate every year for various purposes, including taxation or accounting.
Comparing different investment returns, over a sustained period, stocks have an average return that is higher than bonds, which in turn have a higher average return than a savings account. Stocks are subject to more significant fluctuations and therefore have the potential for both higher gains and losses, whereas the return on savings accounts is typically much more stable but lower.
Addressing the misconception about high-risk investments and returns: higher risk may lead to the potential for higher returns. It does not inherently guarantee lower returns. Instead, the potential for higher returns is generally a compensation for taking on additional risk.