Question

Which of the following forms of health insurance will cover "chronic care," or the need for ongoing assistance without the expectation of improvement, such as nursing homes for people with disabilities and older adults?

a) HMO
b) PPO
c) Medicaid
d) Medicare

Answer 1

Medicaid is the form of health insurance that covers chronic care for ongoing assistance, including nursing homes for older adults and people with disabilities.

Step-by-step explanation:

The form of health insurance that specifically covers "chronic care," or the need for ongoing assistance such as nursing homes for people with disabilities and older adults, without the expectation of improvement, is Medicaid. Medicaid not only provides health-care coverage for the poor and disabled, but it also pays for approximately two-thirds of the costs of nursing home care in the United States. The program is a joint effort between the federal government and the states. The federal government requires coverage for certain groups like the blind, disabled, and children under the Children's Health Insurance Program, while states have the autonomy to set additional eligibility criteria for Medicaid coverage.